Home Inventory

A home inventory can help you ensure that you have adequate insurance in the event of catastrophe and can help you verify your losses.

A home inventory is a complete record of your belongings, including their purchase date and approximate value. A complete inventory can help you identify items that may be difficult to document after damage, especially smaller items, and can serve as a starting place when you report a claim.

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Do You Have the Right Car Insurance?

Car insurance is inherently tricky to navigate because you don’t find out just how well it works (or doesn’t) until you have an accident. And if you’re lucky, that doesn’t happen too often. So how do you know if you have the right kind of car insurance for your budget and lifestyle?

U.S. News interviewed a handful of car insurance experts to find out what you should do before making a final decision on your policy in order to get a good deal and decrease the chance of being surprised by unexpected costs after an incident. Here’s their best advice:

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Citizens Board Approves $2.46B Risk Transfer Program for 2016 Hurricane Season

Florida’s Citizens Property Insurance Corporation’s Board of Governors has approved a $2.46 billion risk transfer program as the state heads into the 2016 hurricane season, the insurer said in a statement.

By unanimous vote, Citizens Board approved a package that includes traditional reinsurance and capital market risk transfer “to protect policyholders and eliminate the risk of assessment on all Florida policyholders in the event of a catastrophic storm or series of events,” Citizens said.

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Hurricane Season Resources

The Hurricane Season Resources webpage was developed by the Florida Office of Insurance Regulation (Office) to provide useful information and links for consumers, media, and other interested parties. It is updated annually in preparation for Florida’s Atlantic hurricane season of June 1 – November 30 and relevant information is posted during the season as needed.

Please note – some of these resources were not developed by the Office, and some links will direct you to websites not maintained by the Office.

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Florida’s auto insurance premiums increase, corresponds with more drivers and accidents

While it is great news to hear that more Floridians are driving, there is not just one—but two consequences to this upside: state reports reveal that there are now more vehicular crashes as a result, and auto insurance premiums have increased accordingly.

“People are driving more,” remarked former state insurance commissioner Kevin McCarty. “. . . and accidents have increased commensurate with that number.”

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Season Approaches: U.S. Hits Record 127 Months Since Major Hurricane Strike

With hurricane season set to start next week, Tuesday marks a record 127 months since a major hurricane has made landfall in the continental United States, according to statistics compiled by the National Oceanic and Atmospheric Administration’s (NOAA) Hurricane Research Division, which keeps data on all the hurricanes that have struck the U.S. since 1851.

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